6 Ways To Have a Nice Home Without
Going Into Debt
Itís fine to want nice things and to have nice
things. And itís even better to pay cash for the nice things we need
and want so we never owe anybody or any institution anything.
Being in debt and owing more money than what we paid for
something because of interest on loans can be detrimental to our
spiritual and mental health. Some families have to work more hours just
to pay off their debts. But they never get paid off because they keep
buying stuff they donít really need.
Ever wonder why God says the love of money is the
root of evil? Greed stirs
up dissension in all types of relationships, breaks up marriages, and
causes one to lose sight of what is actually important in life.
Because of the ďkeeping up with the JonesĒ attitude, even the
wife feels she needs to work to support the family. But what if they
budgeted their money better and didnít buy stuff they donít need?
Would that help?
For the love of money is a root of all kinds of
evil. Some people, eager for money, have wondered from the faith and
pierced themselves with many griefs. (1 Timothy 6:10 NIV)
Is being in debt worth having nice things over?
Most people would say it isnít worth all the frustration and worry
that being in debt does to the mental and spiritual self. Being
overdrawn financially keeps us further away from Christ in that weíre
either so worried about getting out of debt, or too consumed with buying
nice things, that we forget about what God wants for our lives.
Jesus said, ďNo one can serve two masters. Either
he will hate the one and love the other or he will be devoted to the one
and despise the other. You cannot serve both God and Money.Ē (Matthew
Owe no man anything. So how do we do that? How do
we buy the biggest purchase of our life without owing no man anything?
With much patience and due diligence. Here are six ways to buy a home
without going into debt.
and buy free and clear
a fixer upper
Anyone can own their own home in this way if they
are serious about staying out of debt. Buying a home without getting in
over your head is a blessing from God. We ask for what we need and He
will supply us with our needs. If
you think you need to have a luxurious home now, and in the best
subdivision then you will most probably be in debt over it.
And what about a car? We should never get deceived
into buying a brand new car. Some people like the status symbol a brand
new car gives them. Unfortunately,
this kind of attitude isnít going to get you very far in Godís
world. The minute you drive the car off the lot it depreciates in value.
Buying a good used car instead costs way less, and hopefully you wonít
get into debt over it.
The world promotes materialism everywhere you turn,
but that is not what the Christian should be racing to promote. As
Christianís we should be promoting how to live our life with the least
amount of stress and worry as possible. We are Godís messengers in
this world. What kind of a message are we really promoting here? The
more a person becomes in debt, the harder life becomes for him and the
least likely he is to go to God for the guidance his life truly needs.
But seek first his kingdom and his righteousness,
and all these things will be given unto you as well. (Matthew 6:33,34
Wanting nice things is great, but if the
consequences of those nice things keep us from the love of God, or
loving others in the way we should, what good are those things?
Being too much in debt can bring us much frustration, worry,
panic and trepidation because we are afraid of losing our nice things we
have spent lots of money on. This is not the Christian example we are
supposed to represent to others.
As Godís children we ought to be free from the
love of money so we can be free to work for God.
As believers in this world we should not be working to make
ourselves look good to others but we should be working to make God look
good to others. Wanting nice things is not a sin but striving to keep up
with the Jones makes people turn away from God and into sin, for the
love of money and material possessions will overtake the Spirit and they
will lose sight of Godís kingdom here on earth.
Keep your lives free from the love of money and be
content with what you have. (Hebrews 13:5 NIV)
Copyright 2008 Heaven Ministries